I am on board with "toning is often a euphemism for corrosion", but declaring "it's the very same for all metals" is simply Incorrect.
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Aluminum passivates in air, and that's what tends to make aluminum foil realistic to employ. If it didn't form a protective layer of aluminum oxide, aluminum might be attacked by even pure drinking water, liberating hydrogen and turning into a pile of aluminum oxide.
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Apart from the thoughts here, I'll suggest you seem on the internet for more info. IMO, GDJMSP has summed it up very well. I'll insert some points I do think we all know. Firming is oxidation. Because it variations the floor of your steel, just one notable numismatist/chemist phone calls toning problems.
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To answer the issue posed, what is appropriate ? As stated that is certainly an individual selection simply because Generally it's nothing over a make a difference of style - chocolate and vanilla. For me, Using the coin posted by the OP as an example, no that is not acceptable. That is terminal toning.
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